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Pakistan Zakat Calculator

Updated Sep 2026 Used 0 times
The SBP statutory threshold for covered accounts is not a universal personal-fiqh nisab.
Enter the value included under your personal Zakat method.
Use a dated market valuation that matches the method you follow.
Enter only the portion treated as zakatable under your selected method.
Exclude ordinary personal-use assets unless your method treats them as zakatable.
Use the collectible amount accepted by your methodology.
Keep a note of what is included for later review.
Enter only current liabilities deductible under the method you follow.
Enter the dated gold, silver or other nisab value accepted under your personal method.
Asset-specific and school-specific rules can differ; confirm with qualified guidance.
Use only savings, profit-and-loss-sharing or other accounts covered by the statutory deduction rules.
Versioned at PKR 503,529 for the relevant 2026 first-Ramadan bank-deduction cycle.
Selecting yes estimates no automatic bank deduction; the bank controls document acceptance.

Guest calculations stay on this device. Signed-in results sync privately.

Your result

Zakat Estimate

Enter your values, then calculate to see a verified result.

Inputs usedReview the information used for this result.
Full calculation and sourcesReview the statutory bridge, assumptions, and version.

Versioned calculationFormula v1.2.0

Tax Year 2027Source-versionedFormula v1.2.0

What is estimated

Choose a granular personal-planning estimate or the separate 2026 statutory covered-bank-account deduction workflow.

Method

The selected mode controls the asset base, threshold, hawl treatment and exemption-declaration test before applying 2.5%.

Important boundary

Asset classification and school-specific treatment are matters for qualified religious guidance, not inferred by this calculator.

Result actions

Interpretation

is the modeled amount for the selected path.

.

Confirm the result against the actual return and current official guidance.

Use this result

Keep exploring

3 available tools
Pakistan Salary Tax Calculator 2026-27Open the related source-versioned calculator.Pakistan Business Tax Calculator 2026-27Open the related source-versioned calculator.capital gains tax calculatorOpen the related source-versioned calculator.
Public verification recordFormula v1.2.0
Review scope
Pakistan Tax Year 2027 / FY 2026-27 Calculation And Content Review
Review team
CalculatorGeek Tax Review Team
Verified
2026-09-20
Next source review
2027-06-30
Automated fixtures
4 cases

Review method

Primary-law mapping, FBR rate-card comparison, boundary fixtures, definition validation, and responsive browser QA.

Known limitations

  • Asset classification and school-specific treatment are matters for qualified religious guidance, not inferred by this calculator.
  • This is an educational estimator, not an FBR assessment, tax return, legal opinion or professional tax advice.
  • Recheck the governing law, rates, and official guidance when the tax year or taxpayer facts change.

Primary sources

Published calculation checks

CaseInputsExpected result
Above nisab{"net_zakatable_assets":900000,"zakat_payable":22500}
Below nisab{"zakat_payable":0}
On this page

What this calculator covers

This calculator deliberately separates two intents: a personal Zakat planning worksheet with asset categories, liabilities, nisab and hawl inputs; and a statutory deduction estimate for covered Pakistan bank accounts using the versioned 2026 SBP threshold.

Important: PKR 503,529 is the statutory bank-deduction threshold for the notified 2026 cycle, not a universal religious nisab for every personal asset portfolio.

Income tax is a separate obligation; estimate employment withholding with the Pakistan Salary Tax Calculator 2026-27.

How the result is calculated

Personal mode totals cash, precious metals, investments, inventory, receivables and other entered assets, subtracts eligible short-term liabilities, then tests the entered personal nisab and hawl confirmation. Bank mode compares the covered account balance with PKR 503,529 and suppresses automatic deduction when a valid exemption declaration is selected.

Worked check: PKR 900,000 of net personal assets above the confirmed nisab produces PKR 22,500 at 2.5%.

Business income tax is separate from Zakat; use the Pakistan Business Tax Calculator 2026-27 for that calculation.

How to use the result

Confirm the valuation date, asset eligibility, liabilities and religious method applicable to you.

Continue with Pakistan Salary Tax Calculator 2026-27 or Pakistan Business Tax Calculator 2026-27 for the next calculation.

Important boundaries

Asset classification and school-specific treatment are matters for qualified religious guidance, not inferred by this calculator.

The calculator deliberately does not infer exemptions, undocumented facts, provincial liabilities, credits, minimum-tax interactions or professional conclusions that its inputs cannot establish.

Primary sources

The statutory-bank mode uses State Bank of Pakistan Circular Letter No. 03 of 2026 and its attached notification. Personal asset classification remains methodology-dependent. Calculation, content, and browser checks were completed on September 20, 2026.

Frequently asked questions

Is PKR 503,529 the nisab for every Zakat calculation?

No. It is the notified 2026 threshold for compulsory deduction from covered savings, profit-and-loss-sharing and similar bank accounts. Personal Zakat may use a different dated gold or silver nisab and different asset rules.

What does personal planning mode include?

It totals the entered cash, precious metals, investments, inventory, receivables and other assets, subtracts eligible short-term liabilities, and tests the personal nisab and hawl confirmation.

What does an exemption declaration do in bank mode?

It estimates that no automatic deduction is made. The bank controls whether the declaration is valid, timely and applicable to the account.

Does this decide religious eligibility?

No. Asset classification, liability treatment, hawl and school-specific questions require qualified religious guidance.